Finances

This year dh and I decided to really get control of our finances. Last year was difficult for us financially, mainly because of medical problems. We both have started feel like our money was controlling us instead of us controlling our money.

For several years I have been a fan of Dave Ramsey, however being a fan did not really mean that I did what he said. I get his emails and in January he did a special on Financial Peace University Online. The class is great. You can also do the class at a local church. For us doing it online has worked best.

Our mindset about money has really changed. We are willing to spend less in some areas so that we get to choose where to spend that money. For instance we are spending less on food so we get to pay off medical bills. We are also spending less on stuff. Stuff? Yes, stuff things we buy and then barely use or let just sit.

More later...